Friday, March 12, 2010

Can a family man with an RM3,000 monthly salary survive in Malaysia?

Let's do some simple calculations here. In Malaysia , the average family income is RM3,000 /month (where father works, mother doesn't).

I understand there are many families whose monthly income do not reach RM3,000, but to make things simple, let's take RM3,000 as the figure.

Okay, let's start rolling with a family which has Papa, Mama, one daughter and one son:


Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)

Phone bill ( Telekom): RM100

Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons...?)

Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 ... can eat what?)

Car repayment: RM400 (A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school, only can afford one car running)

Insurance: RM650
(kids, wife and myself)

House repayment: RM750 (low cost housing repayment for 30 yrs, retired still have to work to pay!)

Tuition: RM80
(got that cheap? i don't think so)

Older children pocket money @ school: RM20
(RM1/day, eat bread?)

School fees: RM30
(enough ?)

School books and etc: RM100
(always got extra to pay in school)

Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)

Miscellaneous: RM100
(shampoo, rice, sauce, toilet paper)

Oh wait!!! I have to stop here, so...

> > No Astro,
> > no movie @ cinema,
> > no DVD,
> > no CD,
> > no online,
> > cannot KFC,
> > cannot McDonald,
> > cannot go Park walk during weekend (petrol expensive),
> > no chit chat on phone with grandparents, and etc...

Let's use a calculator to total up... WOW!! RM3,610 already...

EPF belum potong, income tax lagi........oledi RM3,610 ...

How to survive lah tuan-tuan dan puan-puan sekalian ???

And we're supposed to just change our lifestyles? HOW TO CHANGE ? Don't eat? Don't work? Don't send children to school and study?
What about the millions of Malaysians who don't even earn RM3,000/month!!!

2 comments:

  1. not enuff lo. u have to do side income or stay at home more.

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  2. This comment has been removed by a blog administrator.

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